3ribeFor Personal

The fast and secure way to send money globally

Send money across borders, pay bills, and manage your funds with a simple, secure wallet built for everyday use.

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4.8 star rating4.8
Secure transfersSecure Transfers

You send

Recipient gets

Rate1 GBP = — NGN
Fee0 GBP
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Please note that the exchange rates displayed are indicative and subject to change. The rate available at the time of your transaction may differ from the rate shown.

We offer fast and secure global payments

Personal

Moving overseas? Paying tax, a mortgage or bills in another country? You can send money to 150+ countries worldwide.

Personal
Send money
Nigeria
Canada
UK
3ribe App

One platform for all your global transactions

Send money, track payments, manage currencies, and monitor transactions — all from a single platform.

Real-time transaction tracking
Faster repeat transfers
Multi-currency visibility
Business and personal support
Learn more
3ribe app balances and transactions screen

Built for the diaspora. Designed for everyone.

Life doesn't stop when you cross borders and neither should your money. 3ribe was built for people who live, work, and love across countries. Whether you're sending money back home, paying a utility bill from your sofa, or tracking exactly where your money goes, 3ribe brings everything together in a single, beautifully simple app.

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Global Money Transfers

Send money Anywhere. In seconds.

Fast, secure international transfers with rates that don't hide behind small print.

  • Lightning-fast transfers
  • Live, transparent exchange rates
  • Apple Pay & Google Pay support
  • End-to-end security
  • Multiple receive options
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3ribe money transfer screen
Bill Payments

Pay your bill. From anywhere in the world.

Electricity. Cable TV. Internet. Airtime. School fees. Pay it all on 3ribe, wherever you are, wherever they are.

  • Electricity
  • Cable TV
  • Internet & data services
  • Phone Credits
  • And more
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3ribe bill payments screen
Expense Manager

Finally know where your money goes.

Track, categorise, and understand your spending so you're always in control of your finances.

  • Automatic categorisation
  • Monthly spending insights
  • Budget tracking
  • Transaction history at a glance
Get started
3ribe expense manager screen
3ribe.io
Register with 3ribe screen
How It Works

From download to first transfer in under 5 minutes.

1Download the app
2Create your account
3Verify your identity
4Fund & send
Get started now
3 Easy Steps

Send money in 3 simple steps

Illustration of hands registering on a tablet

1. Create your account

Sign up online or through the app and complete verification.

Illustration of a phone entering an IBAN with floating currency coins

2. Enter transfer details

Choose the amount, currency, and recipient details.

Illustration of a paper plane launching from a phone with a Pay button

3. Confirm and send

Pay using your preferred method and track your transfer in real time.

Why 3ribe?

The financial app built for your life between two countries.

A unified platform for cross-border transfers, business finance, and merchant collections.

Create account

Built for the diaspora

Every corridor has its own rhythm. We built 3ribe to move with yours.

Real support when you need it

Our support team is available to help when things don't go as expected. Because sometimes they don't.

One app, everything

Transfers, bill payments, expense tracking — all in one place, all beautifully simple.

Low fees, honest rates

We believe the people who work hardest should keep more of their money. That's why our fees are low and our rates are transparent.

Regulated & trusted

3ribe is run by Grants Payment Solutions Ltd, regulated by the UK's FCA (FRN 802287) and licensed by HMRC as a Money Services Business.

Built with security at its core

Protected funds

Your money is securely held and always accessible when you need it.

Advanced authentication

Multiple layers of protection including two-factor authentication.

Regulated operations

Compliant with global financial regulations and industry standards.

Security shield illustration representing protected transactions
Here to help

Frequently Asked Questions

Find the answers to frequently asked questions here.

Need further support?

Contact us

Country coverage

Send money to 150+ countries with 3ribe

AfghanistanAfghanistan
AlbaniaAlbania
AlgeriaAlgeria
AndorraAndorra
AngolaAngola
Antigua and BarbudaAntigua and Barbuda
ArgentinaArgentina
ArmeniaArmenia
AustraliaAustralia
AustriaAustria
AzerbaijanAzerbaijan
BahamasBahamas
BahrainBahrain
BangladeshBangladesh
BarbadosBarbados
BelarusBelarus
BelgiumBelgium
BelizeBelize
BeninBenin
BhutanBhutan
BoliviaBolivia
Bosnia and HerzegovinaBosnia and Herzegovina
BotswanaBotswana
BrazilBrazil
BruneiBrunei
BulgariaBulgaria
Burkina FasoBurkina Faso
BurundiBurundi
Cabo VerdeCabo Verde
CambodiaCambodia
CameroonCameroon
CanadaCanada
Central African RepublicCentral African Republic
ChadChad
ChileChile
ChinaChina
ColombiaColombia
ComorosComoros
Congo-BrazzavilleCongo-Brazzaville
Costa RicaCosta Rica
CroatiaCroatia
CubaCuba
CyprusCyprus
Czech RepublicCzech Republic
DenmarkDenmark
DjiboutiDjibouti
DominicaDominica
Dominican RepublicDominican Republic
DR CongoDR Congo
EcuadorEcuador
EgyptEgypt
El SalvadorEl Salvador
Equatorial GuineaEquatorial Guinea
EritreaEritrea
EstoniaEstonia
EswatiniEswatini
EthiopiaEthiopia
FijiFiji
FinlandFinland
FranceFrance
GabonGabon
GambiaGambia
GeorgiaGeorgia
GermanyGermany
GhanaGhana
GreeceGreece
GrenadaGrenada
GuatemalaGuatemala
GuineaGuinea
Guinea-BissauGuinea-Bissau
GuyanaGuyana
HaitiHaiti
HondurasHonduras
HungaryHungary
IcelandIceland
IndiaIndia
IndonesiaIndonesia
IranIran
IraqIraq
IrelandIreland
IsraelIsrael
ItalyItaly
Ivory CoastIvory Coast
JamaicaJamaica
JapanJapan
JordanJordan
KazakhstanKazakhstan
KenyaKenya
KiribatiKiribati
KuwaitKuwait
KyrgyzstanKyrgyzstan
LaosLaos
LatviaLatvia
LebanonLebanon
LesothoLesotho
LiberiaLiberia
LibyaLibya
LiechtensteinLiechtenstein
LithuaniaLithuania
LuxembourgLuxembourg
MadagascarMadagascar
MalawiMalawi
MalaysiaMalaysia
MaldivesMaldives
MaliMali
MaltaMalta
Marshall IslandsMarshall Islands
MauritaniaMauritania
MauritiusMauritius
MexicoMexico
MicronesiaMicronesia
MoldovaMoldova
MonacoMonaco
MongoliaMongolia
MontenegroMontenegro
MoroccoMorocco
MozambiqueMozambique
MyanmarMyanmar
NamibiaNamibia
NauruNauru
NepalNepal
NetherlandsNetherlands
New ZealandNew Zealand
NicaraguaNicaragua
NigerNiger
NigeriaNigeria
North MacedoniaNorth Macedonia
NorwayNorway
OmanOman
PakistanPakistan
PalauPalau
PanamaPanama
Papua New GuineaPapua New Guinea
ParaguayParaguay
PeruPeru
PhilippinesPhilippines
PolandPoland
PortugalPortugal
QatarQatar
RomaniaRomania
RwandaRwanda
Saint Kitts and NevisSaint Kitts and Nevis
Saint LuciaSaint Lucia
Saint Vincent and the GrenadinesSaint Vincent and the Grenadines
SamoaSamoa
San MarinoSan Marino
Sao Tome and PrincipeSao Tome and Principe
Saudi ArabiaSaudi Arabia
SenegalSenegal
SerbiaSerbia
SeychellesSeychelles
Sierra LeoneSierra Leone
SingaporeSingapore
SlovakiaSlovakia
SloveniaSlovenia
Solomon IslandsSolomon Islands
SomaliaSomalia
South AfricaSouth Africa
South KoreaSouth Korea
South SudanSouth Sudan
SpainSpain
Sri LankaSri Lanka
SudanSudan
SurinameSuriname
SwedenSweden
SwitzerlandSwitzerland
SyriaSyria
TaiwanTaiwan
TajikistanTajikistan
TanzaniaTanzania
ThailandThailand
Timor-LesteTimor-Leste
TogoTogo
TongaTonga
Trinidad and TobagoTrinidad and Tobago
TunisiaTunisia
TurkeyTurkey
TurkmenistanTurkmenistan
TuvaluTuvalu
UgandaUganda
UkraineUkraine
United Arab EmiratesUnited Arab Emirates
United KingdomUnited Kingdom
United StatesUnited States
UruguayUruguay
UzbekistanUzbekistan
VanuatuVanuatu
VenezuelaVenezuela
VietnamVietnam
YemenYemen
ZambiaZambia
ZimbabweZimbabwe
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Don't see your country? Contact us.

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Set up and Save money on your transfers with 3ribe